New to draw inspections
Learn the fundamentals
What a draw inspection is, how the process runs and the terms you will see on every report.
RAZE Blog
Draw inspection and construction lending, explained
Guides, comparisons and field notes from RAZE for banks, credit unions, private lenders and the inspectors who verify their draws.
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FeaturedAny U.S. address
Nationwide Draw Inspection Coverage: Any U.S. Address
Lending in a new state? One price per single-family draw inspection at any U.S. address.
Where RAZE inspects
8 min read
Start here
Start with your role
Curated reading for lenders, inspectors and anyone new to construction draws.
For lenders
Standardize every draw inspection
For private lenders, credit unions and banks: compare software, see how RAZE runs beside your CLA and what inspections cost.
For inspectors and vendors
Join the RAZE Inspection Network
What draw inspection work involves, why inspectors choose RAZE and the app they use on site.
Library
Latest articles
55 articles
Start with a series
Who orders, how often, what each report shows and what holds a draw, written down once.
The signals a draw inspection surfaces before funding, and what each one costs when it is missed.
How draws change on custom, spec, construction-to-permanent, renovation and owner-builder loans.
Prices, fees, questions to ask and how to compare the software before the first order.
How the platform works, what is new in the Mobile App and how inspectors get paid.
Monthly coverage reports and market notes from draw inspections at any U.S. address.
7 stagesDraw Inspection Field Guide: House Map and 7 Stages
A tappable house map, the seven build stages and the twelve core terms, every definition one tap away in the glossary.
Writing the draw policyPart 7 of 7Updated 12 min read
- NewEpisode 748
The Side Hustle Show: Life as a Loan Draw Inspector
Nick Loper and draw inspector Lou Shaver talk through the job on episode 748: where to listen and where to find them.
Inside RAZEPart 8 of 8Updated 3 min read
- New203(k) and HomeStyle
Renovation Loan Draw Inspection: 203(k) and HomeStyle
Who inspects on FHA 203(k) and Fannie Mae HomeStyle loans, and what each release needs.
Loan programs and build typesPart 4 of 56 min read
- NewFront-loaded budgets
Construction Draw Red Flags Lenders Should Document
Front-loaded budgets, materials billed but not installed, stalled sites: the red flags worth a line in the file.
Spotting risk in a drawPart 1 of 46 min read
- Dry-in timing
Construction Draws in Winter: Weather and Dry-In
What to fund when weather stalls a site, why dry-in timing matters and what the inspection records.
Spotting risk in a drawPart 2 of 45 min read
- Seven sections
Draw Inspection Policy: How to Write One
Who orders, how often, what each report shows and how exceptions work: the four decisions a written policy makes.
Writing the draw policyPart 1 of 76 min read
- Unsold-home limits
Spec Home Construction Loan Inspection Policy
Builder lines, unsold-home limits, stalled houses and one standard across the whole line.
Loan programs and build typesPart 2 of 56 min read
- One draw behind
Construction Loan Lien Waivers: Where Inspections Fit
Writing the draw policyPart 5 of 76 min read
- The conversion
Construction-to-Permanent Loan Draws for Lenders
Loan programs and build typesPart 3 of 56 min read
- AI photo comments
RAZE Mobile App 1.6.1: AI Photo Comments
Inside RAZEPart 6 of 84 min read
- Who holds the camera
Self-Inspection Draws vs. Third-Party Inspections
Writing the draw policyPart 4 of 76 min read
- Line-item budgets
Custom Home Construction Draws vs. Production Builds
Loan programs and build typesPart 1 of 57 min read
- Payee controls
Owner-Builder Construction Loans: Draw Controls
Loan programs and build typesPart 5 of 56 min read
- Who owns the delay
Draw Inspection Turnaround Time: What Drives Delays
Spotting risk in a drawPart 3 of 45 min read
- Certificate of occupancy
Final Draw on a Construction Loan: What to Collect
Writing the draw policyPart 6 of 75 min read
- The FDIC cadence
Construction Loan Inspection Frequency: FDIC Research
Writing the draw policyPart 3 of 75 min read
- Stage by stage
Draw Inspection Checklist for Each Build Stage
Writing the draw policyPart 2 of 75 min read
- Four fee lines
Construction Loan Draw Fees: What Each Line Pays For
Choosing a draw inspection partnerPart 2 of 75 min read
- Direct deposit Friday
Paid Every Friday: How RAZE Pays Inspectors Weekly
Inside RAZEPart 7 of 84 min read
- Houston to Los Angeles
Draw Inspections in Houston, Phoenix and Los Angeles
Where RAZE inspects6 min read
- Lakeside to Tampa
Draw Inspections in 5 Unique Places, October 2026
Where RAZE inspects5 min read
- Eight features
Draw Inspection Software: A 2026 Buyer's Guide
Choosing a draw inspection partnerPart 5 of 710 min read
- Kingman to Sanibel
Draw Inspections in 5 Unique Places, September 2026
Where RAZE inspects5 min read
- Waze and Apple Maps
RAZE Mobile App 1.5.1: Waze, Google Maps, Apple Maps
Inside RAZEPart 5 of 85 min read
- Two days, $32.88
Dead Days: The Interest Hiding in Your Draw Cycle
Spotting risk in a drawPart 4 of 412 min read
- Seven questions
How to Choose a Draw Inspection Company: 7 Questions
Choosing a draw inspection partnerPart 3 of 77 min read
- Any U.S. address
Nationwide Draw Inspection Coverage: Any U.S. Address
Where RAZE inspects8 min read
- The Rate Card
How Much Does a Draw Inspection Cost? $125 at RAZE
Choosing a draw inspection partnerPart 1 of 75 min read
- REST API or MCP
RAZE Can Do That: Bring Your Own Stack to Draw Inspections
Inside RAZEPart 3 of 87 min read
- Our pick, and the rest
Best Construction Draw Inspection Software
Choosing a draw inspection partnerPart 6 of 7Updated 7 min read
- Claude, ChatGPT, Cursor
RAZE Can Do That: Bring Your Own AI to Draw Inspections
Inside RAZEPart 4 of 86 min read
- St. Augustine to Eugene
Draw Inspections in 5 Unique Places, August 2026
Where RAZE inspects5 min read
- Five layers
Where RAZE Sits in the Construction Lending Stack
Inside RAZEPart 2 of 88 min read
- Prescott to Lewisburg
Draw Inspections in 5 Unique Places, July 2026
Where RAZE inspects5 min read
- One standard
Why Construction Lenders and Inspectors Choose RAZE
Inside RAZEPart 1 of 86 min read
- Anna Maria Island to Idaho Falls
Draw Inspections in 5 Unique Places, June 2026
Where RAZE inspects5 min read
- Houston to Cocoa Beach
Draw Inspections in 5 Unique Places, May 2026
Where RAZE inspects5 min read
- Prescott Valley to Forest
Draw Inspections in 5 Unique Places, April 2026
Where RAZE inspects5 min read
- Two ways to order
Marketplace vs. Direct Request for Draw Inspections
Choosing a draw inspection partnerPart 4 of 714 min read
- Corrales to Menlo
Draw Inspections in 5 Unique Places, March 2026
Where RAZE inspects5 min read
- Keep your CLA
CLA Integration for Residential Draw Inspections
Choosing a draw inspection partnerPart 7 of 73 min read
- Lubbock to Punta Gorda
Draw Inspections in 5 Unique Places, February 2026
Where RAZE inspects5 min read
- Orlando to Charlottesville
Draw Inspections in 5 Unique Places, January 2026
Where RAZE inspects5 min read
- Raleigh to Loudon
Draw Inspections in 5 Unique Places, December 2025
Where RAZE inspects5 min read
- Columbia to Ellijay
Draw Inspections in 5 Unique Places, November 2025
Where RAZE inspects5 min read
- Dallas to Anderson
Draw Inspections in 5 Unique Places, October 2025
Where RAZE inspects5 min read
- Greenville to Naples
Draw Inspections in 5 Unique Places, September 2025
Where RAZE inspects5 min read
- San Antonio to Sevierville
Draw Inspections in 5 Unique Places, August 2025
Where RAZE inspects5 min read
- Charleston to Round Rock
Draw Inspections in 5 Unique Places, July 2025
Where RAZE inspects5 min read
- Atlanta to Mount Pleasant
Draw Inspections in 5 Unique Places, June 2025
Where RAZE inspects5 min read
- Austin to Blue Ridge
Draw Inspections in 5 Unique Places, May 2025
Where RAZE inspects5 min read
- Nashville to New Braunfels
Draw Inspections in 5 Unique Places, April 2025
Where RAZE inspects5 min read
- Asheville to Muscle Shoals
Draw Inspections in 5 Unique Places, March 2025
Where RAZE inspects5 min read
- Charlotte to Kerrville
Draw Inspections in 5 Unique Places, February 2025
Where RAZE inspects5 min read
- Jacksonville to Baton Rouge
Draw Inspections in 5 Unique Places, January 2025
Where RAZE inspects5 min read
Knowledge base
Answers to the questions behind every draw
Short, direct answers organized by topic, from the basics to cost, compliance and AI.
- Construction Draw Inspection BasicsWhat draw inspections are, why lenders require them, who orders and performs them, and how they differ from home inspections and appraisals.
- Draw Inspection ProcessWhen inspections are ordered, what happens on site, preparation, turnaround times, funding release and remote options.
- Reports, Photos and Completion PercentagesWhat reports include, how percentages are calculated, photo requirements, stored materials and change orders.
- Discrepancies and Funding DecisionsWhat happens when an inspection does not support a draw, reinspections, schedule delays, over-budget projects and partial draws.
- Cost, Frequency and TurnaroundTypical pricing, who pays, inspection frequency, draw counts and factors that affect turnaround and service levels.
- Draw Inspection Software for LendersHow inspection software works, integrations with existing systems, vendor routing, customization and evaluation criteria.
- Vendor Management and Nationwide CoverageProvider evaluation, rural coverage, inspector selection, preferred vendors, standardized reporting and consolidated billing.
- Compliance and Audit ReadinessRisk reduction, audit-ready records, retention, documentation gaps, key-person risk and lender policy enforcement.
- AI and Construction Draw InspectionsHow AI assists review, photo analysis, exceptions, audit trails and why AI does not replace inspectors or funding decisions.
- Draw Inspector JobsHow to become a draw inspector, licensing, pay, equipment and joining the RAZE Inspection Network.
- Property Condition AssessmentsWhat a PCA is, ASTM E2018-24, scope, differences from other inspections and report validity.
Tools and references
Reference tools for lenders and inspectors
- Glossary
Construction Lending Glossary
Every construction lending and draw inspection term, searchable A to Z, with full pages for the ones lenders look up most.
- Field guide
Draw Inspection Field Guide
The seven stages of a residential build and the checkpoints an inspector confirms at each visit.
- Pricing
RAZE Rate Card
RAZE's published residential draw inspection rates on one card you can share with your team.
- Developer Portal
Draw Inspection API
Connect your loan system through the RAZE API, or work in RAZE from MCP-compatible AI assistants.
Ready to start
One standard for every draw inspection
Order, track and review draw inspections in one workflow, with RAZE inspectors or your own, at any U.S. address.