FAQ
Understanding the draw inspection process helps borrowers, contractors and lenders set expectations for timing, access and documentation. This page explains when inspections are ordered, what happens during the visit, how long reports take, and what happens after submission.
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A draw inspection is usually ordered after the borrower or contractor submits a draw request and the lender confirms that the required documents are present. Some lenders also order recurring progress inspections or event-driven inspections when a project appears delayed or presents additional risk.
See how RAZE streamlines inspection orderingThe inspector verifies the property, observes accessible construction areas, photographs completed work, reviews the relevant draw items and estimates visible completion percentages. The inspector may also document stored materials, site conditions, apparent delays or discrepancies required by the lender’s inspection scope.
See how RAZE streamlines inspection orderingNot always. A contractor, superintendent or authorized contact may be needed when access is restricted or project information must be clarified. If the site can be safely and legally accessed without assistance, some inspections can be completed without the contractor present.
See how RAZE streamlines inspection orderingThe property should be accessible and safe, and the requested work should be visible. The borrower or contractor should provide accurate contact information, current draw documents and any required access instructions. Concealed work should be documented before it becomes inaccessible.
See how RAZE streamlines inspection orderingA straightforward residential inspection may take approximately 15–45 minutes on site. Commercial, agricultural, remote or complex projects can take significantly longer. Total turnaround also includes scheduling, travel, report preparation, quality review and delivery to the lender.
See how RAZE streamlines inspection orderingMany routine reports can be delivered within one or two business days after the site visit. Timing depends on location, project complexity, inspector availability, access, reporting requirements and quality-control procedures. Remote properties or incomplete documentation can extend the turnaround time.
See how RAZE streamlines inspection orderingThe lender or construction loan administrator reviews the inspection findings alongside the draw request, budget, invoices, lien waivers and internal policies. The inspector provides evidence and observations, but the lender makes the funding decision.
See how RAZE streamlines inspection orderingFunding may be released within a few business days, but the inspection is only one part of the approval process. Missing documents, discrepancies, liens, change orders, internal approval requirements or incomplete work can delay disbursement.
See how RAZE streamlines inspection orderingSome lenders accept remote progress verification for selected projects or lower-risk milestones. This may use guided photo capture, timestamps, geolocation and identity controls. However, remote verification is not appropriate for every project and should not automatically replace an on-site inspection when independent physical observation is required.
See how RAZE streamlines inspection orderingRAZE helps lenders order, schedule, and track inspections without coordinating each assignment by phone and email.
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