Answer Hub · Marketplace vs Direct Request
Where do I get a draw inspector?
- Reviewed by
- Reviewed by RAZE
- Last reviewed
Short answer
Lenders get draw inspectors from an in-house team or vendor panel, a local independent inspector, or a draw inspection company with a network. Through RAZE, a lender can order one at any U.S. address, including Alaska and Hawaii: a flat $125 per single-family inspection when RAZE sends the inspector, or $25 per request with the lender's own inspector.
Where lenders find a draw inspector.
Each source trades reach for control. An in-house inspector or a standing vendor panel already knows the lender's requirements, but coverage ends where the team ends. A local independent inspector, often someone who also does home inspection, appraisal or construction consulting work, knows the market but covers one area and usually reports in their own format. A draw inspection company or platform with a network covers more ground and standardizes the report. The sources are not exclusive: a lender can keep its own inspectors where it has them and use a network everywhere else.
How to get a draw inspector through RAZE.
Lenders order in the Ordering Engine, the RAZE API or the RAZE MCP. Enter the property address, then choose who does the inspection on that order:
- Marketplace: RAZE assigns an available inspector from the RAZE Inspection Network by location and availability, at a flat $125 per single-family inspection, with +$35 per additional unit.
- Direct Request: you pick your own inspector, who completes the order in the RAZE Mobile App, for $25 per request. You pay your inspector directly.
Both come back as the same report. The RAZE Rate Card has no minimums and no travel surcharge, and the coverage map answers yes for any town, ZIP or state. RAZE averages 1.1 days from request to submission on residential draw inspections nationwide, an average rather than a promise for any one order.
The best way to get a draw inspector.
It depends on where the lender builds. With one market and an inspector you trust, keep that inspector and run the orders through one workflow, so every report and audit trail matches the rest of the book. With new states, rural addresses or no bench at all, use a network that takes any U.S. address at one price, so growth does not mean finding and vetting a vendor in every county. RAZE lets a lender choose Marketplace or Direct Request on each order. See how nationwide coverage works.
If you are the borrower or builder.
On most construction loans the lender orders the draw inspection and chooses who performs it, because the inspection protects the lender's advance and should be independent of the borrower. Ask your loan officer or draw administrator who they use and how to give the inspector access. Some lenders accept borrower or builder photos on lower-risk draws; see whether a borrower can do their own draw inspection.
Why it matters for lenders.
Who inspects is part of the credit control, not only logistics. The FDIC's examination manual treats inspection and disbursement controls as core parts of a construction lending program, so where inspectors come from, how independent they are and how consistently they report all belong in the draw policy.
Sources
Primary sources only. Where a figure appears on this page, it comes from one of these.
See the workflow behind the answer.
RAZE standardizes how draw inspections are ordered, dispatched, captured and delivered, inside the loan administration workflow a lender already runs.
Request a Demo